Downsizing equity planner
The question every downsizer actually asks: how much will I have left, and will my monthly payment go down? Here's the math, end to end.
Result—
Estimates only — not a formal net sheet, loan estimate, or tax advice.
Get a precise number from SarahHow it works
Two moves, one plan — and one number that matters.
Downsizing is really two transactions stacked on top of each other, which is why it's so easy to guess wrong. This planner runs both: what your current home nets after excise tax, commission, prep, and payoff — then what's left after you buy the next one.
The second number people underestimate is the monthly change. A smaller home doesn't automatically mean a smaller payment if you're taking on a new loan at today's rates. Enter your current all-in housing cost above and you'll see the honest comparison.
If the timing worries you — and it worries almost everyone — there are ways to buy before you sell, or to negotiate a rent-back so you're never between homes. That's a strategy conversation, and it's free.
When you’re ready — not a moment before
Let's map your sale and your move together.
A free, no-pressure conversation about timing, prep, and what your equity could actually buy you up north.
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